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2. Boros Saat Berbelanja
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Alasan Tabungan Susah Terkumpul (via OSC Medcom)
Jika kamu memiliki niat untuk menabung, maka sebaiknya bijaklah saat berbelanja. Kamu harus memperhitungkan terlebih dahulu berapa biaya yang kamu butuhkan untuk belanja. Jangan sampai, kamu kalap dan enggak sadar kalau sudah menghabiskan separuh lebih uang dalam rekening kamu.
Kalau perlu kamu bisa mencatat apa saja yang akan kamu beli sebelum berangkat berbelanja. Ini akan memudahkan kamu untuk berbelanja sesuai dengan kebutuhan bukan keinginan.
3. Memakai Tabungan Untuk Membayar Hutang
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Alasan Tabungan Susah Terkumpul (via Okezone Economy)
Selanjutnya alasan kenapa tabungan kamu susah terkumpul adalah kamu tidak mem-budget-kan uang untuk membayar hutang. Alhasil, uang yang harusnya kamu tabung harus rela dikorbankan untuk membayar hutang. Jadi habis deh tabungan kamu.
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