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Cara Menagih Utang yang Efektif (via abisgajian)
Walau kamu sedang meminta hakmu sendiri, namun menagih utang juga memerlukan komunikasi yang baik. Ajak temanmu untuk berbicara secara terbuka dan jujur mengenai situasi keuangan mereka. Dengarkan dengan baik dan tunjukkan empati. Bantu mereka untuk memahami pentingnya membayar utang tersebut.
3. Buat Perjanjian dan Rencana Pembayaran
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Cara Menagih Utang yang Efektif (via Orami)
Jika temanmu tidak mampu membayar secara penuh, carilah solusi pembayaran yang memadai. Agar sama-sama nyaman, kamu bisa mengajukan perjanjian pembayaran tertulis yang memuat jadwal pembayaran, jumlah yang harus dibayar, dan metode pembayaran yang disepakati bersama. Jika memungkinkan, ajukan opsi yang memudahkan, seperti pembayaran dalam angsuran kecil.
4. Gunakan Metode Pembayaran yang Mudah
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