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2. Mulai Berhemat
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Tips Bebas Hutang (via Money Kompas)
Langkah selanjutnya adalah kamu harus berhemat dengan membatasi pengeluaran yang tidak seberapa penting seperti nongkrong di warung kopi atau makan di makanan favorit setiap hari. Kalau kamu merasa kesulitan dalam berhemat, sebaiknya kamu membuat rencana anggaran keuangan. Jadi kamu tahu mana yang penting dan harus didahulukan.
3. Mencari Penghasilan Tambahan
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TipsBebas Hutang (via Sonora)
Jika mengandalkan gaji bulananmu ternyata tidak cukup untuk segera melunasi hutang, maka kamu wajib mencari penghasilan tambahan. Kamu bisa membuka jasa yang sesuai dengan keahlian kamu. Seperti menjadi guru les, berjualan makanan, atau menulis.
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