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Cara Cerdas Menggunakan Kartu Kredit (via Bank Danamon)
Salah satu cara terbaik untuk menghindari bunga yang tinggi adalah dengan membayar seluruh tagihan kartu kreditmu tepat waktu setiap bulan. Ini akan membantu kamu menghindari akumulasi utang yang tidak terkendali.
3. Tetapkan Batasan Kredit yang Masuk Akal
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Cara Cerdas Menggunakan Kartu Kredit (via Simulasi Kredit)
Ketika mendaftar untuk kartu kredit, jangan tergoda untuk mendapatkan batas kredit yang sangat tinggi. Tetapkan batasan kredit yang sesuai dengan kemampuan finansialmu. Ini akan membantu kamu mengendalikan pengeluaran. Beberapa kartu kredit juga mengenakan biaya tahunan. Pastikan kamu memahami biaya-biaya ini dan pertimbangkan apakah manfaat dari kartu tersebut sepadan dengan biaya tahunannya.
4. Manfaatkan Diskon dan Poin Reward
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